Residency by Investment Program

Malta residency.

It is an archipelago in the Mediterranean Sea, located 80 kilometers south of Italy, and a member of the Commonwealth of Nations and the United Nations.

Time to Residence Permit
8-9 Months
Schengen Area Country
Yes
Family
Applicant, Spouse, Children, Parents and Grandparents
Residency

About Malta.

It is an archipelago in the Mediterranean Sea, located 80 kilometers south of Italy. Malta is a member of the Commonwealth of Nations and the United Nations. It joined the European Union in 2004, became part of the Schengen Area in 2007, and part of the eurozone in 2008.

Malta is a democratic state and enjoys a stable government; it consistently registers high ratings from the major credit rating agencies, while unemployment percentages are amongst the lowest in Europe. The cost of living is moderate, and its small size makes distances negligible, which may be a reason why so many people participate in the Malta golden visa program.

The place is the perfect destination for residents to live safely and securely, among a local population with a reputation for being friendly and hospitable. The strong foundation often leads investors to explore Malta citizenship by investment opportunities as part of a long-term strategy for European residency, stability, and international mobility.

Investment

Investment options.

The Malta Residence and Visa Program

Malta is an archipelago in the Mediterranean Sea, located 80 kilometers south of Italy. Malta is a member of the Commonwealth of Nations and the United Nations. It joined the European Union in 2004, became part of the Schengen Area in 2007, and part of the eurozone in 2008. Malta is a democratic state and enjoys a stable government; it consistently registers high ratings from the major credit rating agencies, while unemployment percentages are amongst the lowest in Europe. Malta is the perfect place for residents to live safely and securely, among a local population with a reputation for being friendly and hospitable. The cost of living is moderate, and its small size makes distances negligible.

This strong foundation often leads investors to explore Malta citizenship by investment pathways as part of a long-term strategy for European residency, stability, and international mobility.

Additionally, beneficiaries:

  • are eligible to apply for long-term residency, in line with additional requirements laid out in the Immigration Act;
  • have the option to redeem their qualifying investment after five years;
  • have a residence card that supports employment opportunities;
  • enjoy unique business opportunities and grants for prospective investors;
  • have access to a program that allows four generations of families to apply;
  • can penetrate Malta’s affordable real estate market;
  • pay a competitive, low application fee, compared to other European residency programs.

Eligibility for the Malta Residence and Visa Program

Applicants should be third country nationals, non-EEA and non-Swiss, and in receipt of stable and regular financial resources, sufficient to maintain themselves and their dependants, without recourse to the social assistance system of Malta.

Applicants should not be beneficiaries under the Residents Scheme Regulations, the High Net Worth Individuals – EU/EEA/Swiss Nationals Rules, the Malta Retirement Program Rules, the Residence Program Rules, the Qualifying Employment in Innovation and Creativity Rules or the Highly Qualified Persons Rules.

Applications are to be submitted through an accredited MRVP agent only.

The administration fee is that of €30,000, and an additional €5,000 for each main applicant’s and spouse’s parent, grandparent, grandchild and dependant’s spouse.

  • Applicants must show they either have an annual income of not less than €100,000 arising outside Malta or has be in possession of capital assets of not less than €500,000.
  • They should purchase Government Stock worth €250,000 or other stock/equities listed and trading on the Malta Stock Exchange.
  • Applicants are also required to rent a property for a minimum of €10,000 in the South of Malta or €12,000 in the North of Malta or purchase a property for a minimum value of €270,000 in the South of Malta and €320,000 in the North of Malta.
  • Under the MRVP, beneficiaries should hold their qualifying property and investments for a minimum of five years from the date of the issuance of their residency certificate.
  • Applicants and their dependants should be in possession of a valid travel document as well as a health insurance covering all risks across the EU.
Citizenship

Malta Citizenship by Merit.

Beyond the Malta Residence and Visa Program (MRVP), Malta also offers a direct route to citizenship for exceptional investors through its Citizenship by Merit framework — naturalization for exceptional services by direct investment. This is a separate, more significant pathway from the residency program above, aimed at applicants whose end goal is Maltese and EU citizenship itself, not only residency.

This route has its own distinct eligibility criteria, contribution structure, and due diligence process, separate from MRVP.

Not sure which Malta pathway fits your goals?

Speak with a Global Pass advisor about the difference between MRVP residency and Malta's Citizenship by Merit route.

Book a Free Consultation
Country Profile

Malta at a glance.

Continent
Europe
Capital
Valletta
Population
Over 540,000
Total Area
316 KM²
Geographical Nature
Islands
Official Language
Maltese and English
GDP
USD 12.5 Billion
Currency
Euro

Malta could be your gateway to the EU.

Every applicant's situation is different. Talk to a Global Pass advisor about how this program fits your goals.

Book a Free Consultation
Lifestyle

Life in Malta.

Malta offers a well-established Mediterranean lifestyle with strong English-language integration and a compact, easy-to-navigate island setting.

Quality of Life

Malta is one of the most English-friendly destinations in the EU, where English is an official language alongside Maltese, and is widely spoken in business and daily life. The island's small size makes it easy to navigate, with a well-developed road network, reliable services, and a strong sense of community for international residents.

Healthcare

Malta's healthcare system is consistently ranked among the best in the world relative to its size, combining a strong public system with accessible private care. English-speaking medical staff and modern facilities make it a comfortable environment for internationally mobile families.

Economic Environment

Malta has built a diversified, services-driven economy centered on financial services, iGaming, and tourism. As a full EU and Schengen member, it offers investors direct access to European markets alongside a competitive corporate tax environment.

FAQ

Frequently asked questions.

The questions applicants ask most often about this program.

Third-country nationals, excluding nationals from Afghanistan, North Korea, Iran, EEA, and Switzerland. In the future, the list of ineligible countries may be revised from time to time by MRVA at its discretion.

Yes. A parent or grandparent of the main applicant or of his/her spouse, who proves to the satisfaction of the Minister that at the time of application he/she is not economically active and is principally dependent on the main applicant, is eligible as a dependent.

The residency certificate does not expire provided all the requirements are adhered to. The residency card is valid for 5 years or until the cut-off dates, which have been set at ages 14 and 18.

Yes, an applicant may open a bank account in Malta at his/her discretion.

Yes, applicants may sell the qualifying investment after 5 years and still retain Maltese residency, on condition that other requirements stipulated in S.L. 217.18 are still met.

This matter is at the discretion of the bank.

No. The Accredited Agent will submit the application on behalf of the client. The Accredited Agent is to remain throughout the entire meeting where a pre-screening of the application is done and a receipt is issued.

No.

Yes. Each individual has to pay €27.50 per year to have the residence card renewed.

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