Malta residency.

The program is generally available to eligible third-country nationals who satisfy the current eligibility, sanctions, source-of-funds and due-diligence requirements. Restricted nationalities and risk policies can change and must be checked before an application is prepared.

The main costs are a non-refundable administrative fee of €60,000, a government contribution of €37,000 and a €2,000 donation to an eligible local NGO, plus buying a qualifying residential property for at least €375,000 or renting one for at least €14,000 per year. A €7,500 fee applies for each adult dependant other than the spouse, plus residence-card and other applicable charges. The main applicant must also hold capital assets of at least €500,000, including €150,000 in financial assets, or at least €650,000, including €75,000 in financial assets.

A parent or grandparent of the main applicant or spouse may qualify if the person is not economically active and is principally dependent on the main applicant, subject to the current program rules.

Yes. Malta is a Schengen Area country, and a valid residence card allows short stays in other Schengen countries for up to 90 days in any 180-day period. It does not give the right to live or work elsewhere in the EU, and it does not provide citizenship.

Permanent-residence status continues while the program conditions remain satisfied. Physical residence cards have their own validity and renewal rules, including age-related replacement requirements for children.

An applicant may apply to open a Maltese bank account, but the bank will make its own decision after completing identity, source-of-funds and compliance checks.

The qualifying property obligation applies for the period set by the current program rules. After that period, an applicant may change or dispose of the property only while continuing to satisfy all conditions required to retain permanent residence.

Financing depends on the current program rules and the lender's approval. Applicants must still prove that they control sufficient lawful assets and funds to satisfy all eligibility requirements.

A licensed agent submits the application, so the main applicant is not normally required to be present at initial submission. Biometrics and other later stages may require attendance.

No.

Yes. Residence-card issuance or renewal can involve government charges. The applicable amount should be confirmed when the renewal is due because official fees can change.